Lyft and Uber Car Accident
Lyft and Uber have become increasingly popular across the country and throughout the world. Alpharetta Car Accident Lawyer Casey W. Stevens can help you cut through the red tape and get the compensation you deserve if you have been injured in an Uber or Lyft car wreck. Call today for your free consultation with a top personal injury lawyer.Uber and Lyft Accident Lawyer – Who Pays in the Case of a Collision?
If you were injured in an accident as a passenger of Lyft or Uber, whether the accident was your driver’s fault or not, Lyft and Uber provide insurance to cover injuries and property damage as outlined below. If you were injured as a result of a collision with a Lyft or Uber vehicle, the amount of compensation you can potentially collect depends upon three things: 1. Whether the driver had the employee Uber or Lyft app on. 2. Whether the driver had been matched with a passenger via the driver app, and if the driver either had a passenger in the vehicle or was on the way to get the passenger.
Lyft and Uber drivers themselves are required to carry their own insurance on their vehicles, so if a Lyft or Uber vehicle collides with your vehicle and they have not turned their driver app on, the driver’s insurance company would handle the injury claim.
If the Lyft or Uber driver does have the app on, but has not yet been matched with a passenger, Lyft and Uber provided insurance will cover up to $50,000 per person or $100,000 per accident above what the driver’s personal insurance covers. They will also cover up to $25,000 for property damage above the driver’s personal insurance limits.
Once a Lyft or Uber driver has been matched with a passenger, more insurance coverage kicks in. Between the match, and the time the passenger is dropped off, Lyft and Uber insure drivers for up to $1 million for liability and actual cash value for property damage, less a $2,500 deductible for Lyft and $1,000 for Uber. In certain states, uninsured motorist and underinsured motorist coverage may also be available.
The insurance coverage requirements discussed above are required by Georgia law pursuant to O.C.G;A. § 33-1-24. In order to ensure that the proper insurance company (the Uber/Lyft insurance policy versus the driver’s personal auto policy) handles the claim, O.C.G;A. § 33-1-24 further requires that the Uber/Lyft insurance company provide the driver’s personal auto insurance company with the date and time of a motor vehicle accident involving an Uber/Lyft driver, as well as the precise times during the 12-hour period preceding and following the accident that the driver logged on and off the driver app or otherwise signaled availability to provide transportation services.Conclusion
People who are injured as the result of the negligence of an Uber of Lyft driver are entitled to compensation for their injuries. If you have any questions about your case, give us a call today car accident attorney Casey W. Stevens has six Georgia locations to serve you: Atlanta, Dawsonville, Woodstock, Canton, Alpharetta and Suwanee. If you can’t come to us, we’ll be happy to come to you. Call today – 770-408-6364.