Car accident
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Getting Your Medical Bills Paid Following a Georgia Car Accident - Part II

So the other driver is at fault, but I can't get paid by their insurance company until I am done with my treatment? What are my options?

Unfortunately, getting the necessary medical treatment can often be very expensive. So, what do you do about getting your medical bills paid before a Georgia injury law firm has professionally prepared it for evaluation and settlement?
There are three basic options for getting your medical bills paid while you are receiving treatment:

  • Private or government health insurance,

  • automobile medical payments coverage; or

  • receiving treatment on an attorney's lien.
If you are covered under a private individual or group health insurance plan, or government forms of health insurance such as Medicare, Tricare or Medicaid, these health plans can be utilized to pay medical benefits while you are receiving treatment. There are many advantages to utilizing health insurance coverage to pay your medical expenses while you are receiving treatment.
  • First and foremost, you will not have to come "out of pocket" to pay for expensive medical treatment.

  • Secondly, by getting your medical bills paid by a health insurer, you will not have to use a sizeable portion of your settlement funds to pay outstanding medical bills or to reimburse yourself for money you spent on your medical care. (Note: In some instances, a health insurer may be allowed reimbursement from your recovery from the at-fault party for funds it paid on your behalf for your medical treatment.)

  • Finally, the fact that health insurance or automobile medical payments coverage insurance (discussed next) pays some, or all of your medical expenses in no way limits your ability to recover the full amount of your medical expenses from the at-fault party.
Under Georgia law, the at-fault party and its liability insurance company is required to fully compensate you for your medical expenses regardless of whether such expenses are truly "out of pocket." In fact, evidence of payments by health insurers (referred to as a "collateral" source of payment) is inadmissible as evidence in a personal injury case.

Another option for getting your medical expenses paid while you are receiving medical treatment is through your own automobile insurance company. Many policies contain "Medical Payments Coverage." This is an optional coverage that provides for payment of medical expenses incurred as a result of injuries sustained in a motor vehicle collision. The policy limits for such coverage varies depending on the insurance policy and the amount requested by the policyholder. Limits in the amount of $5,000 and $10,000 are most common, although lesser and greater amounts of coverage can be purchased.

I have no insurance coverage at all, how can I pay my doctor bills while I am waiting for my case to be resolved if I have no insurance?

If you do not have health insurance or medical payments coverage under your auto policy, and cannot afford to come "out of pocket" for medical treatment while your personal injury case is pending, another option is to obtain medical treatment on an "attorney lien." In such a scenario, your attorney will be required to sign a lien with the doctor providing treatment, against any future recovery you receive on your personal injury case. The doctor will provide you with the necessary medical treatment and will bill you for his/her services. However, the doctor agrees to wait until such time as your case is resolved before requiring payment for his services. Often, this is the only way an injured person is able to get the necessary medical treatment following a motor vehicle collision. Our Metro Atlanta Injury Law Firm works with orthopedists and other doctors specializing in treatments for injuries. We are able to get clients treated by quality physicians who will accept liens against an anticipated settlement.

What else should I know about the benefits of hiring a personal injury lawyer in Georgia when it comes to getting my medical bills paid?

The bottom line is this. If you have a seasoned, professional Georgia accident attorney, your attorney should be able to negotiate down some of your doctor and hospital bills. Not every law office is willing to do this for their clients, but we feel it is our duty since in our opinion it is part of ensuring our clients get the maximum recovery possible. So if you have medical expenses that you are responsible for out of pocket, we will do whatever we can to relieve the burden of those expenses from you, regardless of your settlement amount.

About Our Firm

The Law Offices of Casey W. Stevens offers free case evaluations to anyone who has been injured in an accident in the State of Georgia. As a former insurance claims adjuster, and former insurance defense attorney, I am uniquely qualified to evaluate your case and prepare your claim professionally in order to get the greatest recovery possible. Call us today for your free consultation at 770-408-6364. We serve the entire state of Georgia from one of our metro Atlanta, GA offices, and of course if you are not able to come to us, we'd be happy to come to you!

Alpharetta Office
2500 Northwinds Parkway, #330
Alpharetta, GA 30009|
Toll Free: 877-217-7230
Phone: 770-408-6364
Fax: 770-408-0065
Email | Map & Directions

Woodstock Office
7450 Highway 92
Woodstock, GA 30189
Toll Free: 877-217-7230
Phone: 678-240-2493
Fax: 770-408-0065
Email | Map & Directions

Suwanee Office
935 Whitehaven Road
Suwanee, GA 30024
Toll Free: 877-217-7230
Phone: 770-408-6364
Email | Map & Directions

Atlanta Office
9 Lenox Pointe NE
Atlanta, GA 30324
Toll Free: 877-217-7230
Phone: 678-240-2498
Email | Map & Directions

2057 Dawson Forest Rd E.,
Dawsonville, GA 30534
Toll Free: 877-217-7230
Phone: 678-240-2495
Email | Map & Directions

Client Reviews
After being involved and a five car accident I contacted Casey Stevens law firm. I was given his number by a fellow coworker at my job who had used him in the past and was very satisfied with his services. The car accident included myself my husband and my son, the accident was determined to be the fault of two drivers involved in the accident. Casey personally came to my home the next day and said down with me and my family at the kitchen table and went over all the events of the accident. There were months and months of physical therapy, doctor visits injections and while my son had to have his mouth wired after having his jaw broke in three places. Casey and his staff worked continuously on our case and after it was all said and done, they where able to get us over $300,000 in damages. I really want to Thank Casey Stevens and his staff for always being available for phone calls and answering any questions I might have. I will continue to recommend potential clients to Casey Stevens law firm. - Nina F
Outstanding Attorney. Casey Stevens is outstanding!! Everyone there put me at ease and made me feel that my case was important to them, I was not just another number to them. Their professional staff were always on hand to answer any questions that I had and they sincerely cared about my well being. If I ever need legal help again, you will be my first and only call - Susan